Fractional CFO — Washington, D.C. metro & Northern Virginia
Financial clarity. Confident growth.
Aquila Financial Strategies is a fractional CFO practice for founders and business owners, built on over 15 years in banking — a deep understanding of business financials and the credit requirements across multiple banks.
What Aquila does
Seven ways to strengthen how your business is financed and run
Work is scoped as an ongoing retainer or a defined project, depending on what you need.
Fractional CFO Retainer
Ongoing financial leadership — cash flow management, budgeting, KPI tracking, and monthly strategy.
RetainerBalance Sheet Efficiency
Restructuring your P&L and balance sheet to improve margins and how lenders read your financials.
ProjectStartup Projections & Opportunity Analysis
Building the financial model for what's next — forecasts, scenarios, and growth decisions. Not a business valuation.
ProjectBank & Financing Placement
Matching your business to the lender most likely to approve it — and at the best available price.
ProjectLoan Negotiation & Deal Structuring
Representing your interests on rate, term, covenants, and collateral before you sign anything.
ProjectFinancial Turnaround
Strengthening financials that aren't bankable yet into a stronger, more lender-ready position.
ProjectCPA Firm Partnership
Working alongside your accountant to prepare your business for the lending landscape they may not specialize in.
PartnershipThe approach
Built on knowing what banks want to see
Over fifteen years in banking is where the founder built a deep understanding of business financials and the credit requirements across multiple banks — what each one actually wants to see before it will lend.
Aquila helps businesses put their strongest financial foot forward.
- Directly with your business As your fractional CFO, on retainer or for a defined project.
- Through your loan officer When a deal needs work before it can be approved.
- Alongside your CPA Filling the lending-specific gap most CFO advisory doesn't cover.
Who it's for
Startups through established, $10M-revenue businesses
| Segment | Revenue range | What you need |
|---|---|---|
| Early-stage / startup | Pre-revenue – $1M | Financial structure, projections, and help getting your first institutional financing. |
| Growth-stage SMB | $1M – $5M | P&L and balance sheet efficiency, scaling cash flow, and growth capital. |
| Established SMB | $5M – $10M | Strategic CFO guidance. |
Aquila was founded by a financial strategist with over 15 years in banking across Northern Virginia — a deep understanding of business financials and the credit requirements across multiple banks. That's the whole idea: understanding both how a business actually runs and how a bank actually decides.
[Founder Name] built Aquila to put that knowledge directly to work for the businesses stuck in the gap between where their financials are and what a bank wants to see.
"Most businesses don't get declined because they're not good businesses. They get declined because their financials aren't telling the right story yet."
Get in touch
Get lending-ready before you need to be
Based in Northern Virginia, working with founders and business owners across the Washington, D.C. metro area and Maryland.
- Email dperry@aquilafinancialstrategies.com
- Phone (703) 217-8128
- Location Northern Virginia
A short call is usually enough to know whether Aquila is a fit — no cost, no pressure.